- Foreclosure
- Lawsuits
- Repossession
- IRS
- Debt Collectors
- Utility Shutoffs
- Property Sales
- Harassing phone calls
- Levy and Seizure
- Garnishment
- Credit Card Debt
- Personal Loans
- Medical Bills
- Judgments
- Some Taxes
- Payday Loans
- Utility Bills
- Pending Lawsuits
- Liens
- Debt Collectors
- House & Mortgage
- Car
- Bank Account
- 401k/Retirement
- Paychecks
- Business
- Social Security
- Pension
- Leases
- Personal Property
How do I file for bankruptcy in South Carolina? Set up a consultation today.
You may have the ability to stop a foreclosure, repossession, lawsuits, and calls and letters from debt collectors. Get your fresh financial start today. We are a debt relief agency, and we help people file for bankruptcy relief under the Bankruptcy Code.
No one should have to choose between paying for basic living expenses for you and your family or paying for a credit card bill.
Chapter 7 bankruptcy can offer a fresh start when you feel overwhelmed by credit cards, loans, medical bills and debt collectors that you cannot afford to pay.
Chapter 7 can discharge the following debts:
- Credit Cards
- Medical Bills
- Personal Loans
- Some Tax Debts
- Payday Loans
- Past-Due Utility and Wireless Bills
No one should have to choose between paying for basic living expenses for you and your family or paying for a credit card bill.
Chapter 7 bankruptcy can offer a fresh start when you feel overwhelmed by credit cards, loans, medical bills and debt collectors that you cannot afford to pay.
Chapter 7 can discharge the following debts:
Everyone in difficult financial circumstances should have the opportunity to save their house, car, or other important property. Chapter 13 bankruptcy allows you to catch up on past-due payments over time, rather than all at once like the banks and finance companies demand.
If you are facing a foreclosure lawsuit, vehicle repossession, or simply know you need help in ensuring that your payments are current, Chapter 13 could be for you. In a Chapter 13 you may be able to:
- Stop Foreclosure lawsuits and sales;
- Stop Repossessions and vehicle sales;
- Catch up payments over 3 to 5 years;
- Catch up tax debt and stop tax liens and wage and tax refund garnishments.
Filing of a Chapter 13 bankruptcy carries with it an automatic stop of collections by your creditors, including phone calls, letters, lawsuits, auto-drafts and repossessions. That means that once a typical consumer files for a Chapter 13 bankruptcy, the worry and stress of debt could be immediately lessened.
Not only can you catch up payments on your mortgage and stop foreclosure through bankruptcy, you can seek a loan modification to potentially lower payments to an amount you can afford.
Without an attorney, the modification process can be a confusing, document-intensive process. Banks can lose documents, fail to respond to your requests, and leave you feel uncertain and concerned about your home’s future. Don’t be a victim – take control of the process.
We understand that in deciding whether to file for bankruptcy, costs and attorney’s fees can often create difficulty and may stop deserving individuals from seeking relief.
Ultimately, we believe that the best result for a client is the best result for us. That’s why we strive to be flexible in charging attorney’s fees to allow deserving clients to chance to seek relief.
How much does bankruptcy cost in South Carolina? For a Chapter 7 bankruptcy, you will only pay $338.00 for the filing fee, plus a reasonable attorney’s fee determined after you meet with us. For a Chapter 13 bankruptcy, you will only pay $313.00 for the filing fee, plus a reasonable attorney’s fee determined after you meet with us.